Free Credit Score

Description

With Free Credit Score you can stay on top of your credit for free. Gain access to credit reports from the credit bureaus and a complementary credit score. We also offer daily credit monitoring of your TransUnion, Experian, and EquiFax credit reports with membership. It's never been this easy to make sense of your credit report and keep your score up.

Helpful & Free Features for Your Credit:

¦ Push notifications for credit alerts sent directly to your device
¦ Credit reports & scores provided by TransUnion, Equifax, and Experian
¦ Daily or weekly updates of scores and reports
¦ Daily monitoring to prevent fraud and identity theft protection
¦ Personalized recommendations tailored just to you
¦ Tools to track all your reported accounts in one place

How does a credit score affect you?

A credit score summarizes your entire credit report information into one number. This number is calculated by a mathematical equation that evaluates multiple pieces of data on your credit report at that particular credit-reporting agency. By comparing this information to the patterns in thousands of past credit reports, scoring identifies your level of credit risk. Your score tells a lender how likely you are to repay a loan, or make credit payments on time. The higher your score is, the better chance you have of getting the credit you apply for.

How do lenders use my credit score?

For decades, credits scores have been one of the main tools for creditors, employers, insurance and finance companies use to assess risk and your creditworthiness. Your score is a quick snapshot that is often used when credit decisions are made quickly. Creditors may also obtain your full credit report, to access more detailed information to aide their decision on your level of risk.

Each of the credit reporting agencie (Equifax, Experian, and TransUnion) also provide industry-specific scores and methods to check credit. An industry-specific credit report score allows lenders in the various industries to better assess certain factors in your credit file. The actual score is based on the credit data available in your file with that credit reporting agency, and may vary from one to another. Your credit score rating may also vary, depending on the credit report score model requested (Auto specific, mortgage, etc).

New Feautures:

• Faster response time providing your scores even quicker than before

• Improved dashboard quickly highlights key changes to your credit profile

• Easy-to-read list of your alerts and notifications

• Real-time fraud alerts and identity theft protection

Free Credit Score is a free consumer service and a personalized marketplace. We provide over 50 million users with free credit scores, reports and credit monitoring. We specialize in helping our members find financial products that fit specific needs. Taking charge of your credit and reaching your financial goals go hand in hand and we make it easier than ever before!

This is the easiest way to get all 3 credit scores and credit reports from your Chrome web app. Check your credit score for free using our new Chrome web app. We offer unlimited access to all three credit reports and credit scores and complementary credit monitoring to ensure you are not a victim of fraud and identity theft.